Terms of Use

Canadian Financial Technologies Inc.. also known as “Finance That” is the owner and operator of Financethat.ca (the website) will obtain personal information about you in order to provide you with our services. Privacy is very important and we are committed to providing you with the security and understanding of how we use your information and why we use it.

Personal Information.

By using Services, you agree to the collection, transfer, storage and use of your personal information by Finance That Incorporated. Our servers are located in the United States.

Your Listing Account. To create an account with us, you must provide us with your full name, address, email address and a copy of your identification so that we can verify the ownership of the account. The password that you choose is your responsibility to keep it confidential, you are responsible for all activities in your account. Your personal information such as your name, contact information and listing will be visible to the public however all other sensitive information such as identification and address will be hidden and secured within our servers. Only Finance That employees who are authorized will have access to that sensitive information for use of account verification only.

Fees: Our listings are usually free and we may charge for additional advertising services however you will have the choice to choose those service and accept the charges. Our fees are all in Canadian dollars and we will notify you via email or on the website should the fees amounts change. All private sale listings are subject to a 5% fee of the subtotal amount sold. The fee will be automatically deducted when providing you will the sale amount, you will receive an email stating the deduction prior to the monies being deposited into your account,

Taxes: All sales conducted on our platform are subject to tax based on the province you are residing in. You agree to provide us with accurate address information for Finance That to comply with the law.

Private sale listing: You will be allowed to post your unit once your account is approved. We require the ownership or registration of the unit to verify that you are the rightful owner of the unit. You will receive an email from our team once your listing is live and this process usually takes 24hrs after we received the ownership or registration. You cannot sell a unit that is not registered in your name and if you were to provide us with an ownership that does not reflect your name and address it will be declined.

Misuse of services: you agree that will not attempt to provide Finance that with information that is false or misleading. Distribute spam, viruses or any other technologies that are harmful to Finance that. We may terminate our services should we become aware of illegal behavior or behavior that violates of websites policies. These acts are outlined below.

  • Racism
  • Foul language
  • Intent to defraud
  • Spam
  • Distribute viruses
  • Pyramid scams
  • Interfere with the property of Finance That

We encourage you to provide us with any information pertaining to the above-mentioned acts by using our “report” button listed on every listing.

Ownerships / Registrations: When you have received the funds for the sale of your unit, you must sign the seller portion of the ownership and mail it to Finance That Incorporated located at 7935 Yonge Street, Innisfil Ontario L9S 1L1.

Third party uses: Finance That will be using third party associates such as Facebook, Autotrader and other platforms to advertise your listings on. We will not be sharing any of your personal information other the information provided in the listing such as pictures, year, make and model. Interested buyers will only be allowed to contact you using our website’s chat services, email or telephone number should you chosen to provide at time of listing. Third party advertising are generally free of charge unless you are have agreed to purchase a listing package from us.

Limitations of Liability: Finance That is not responsible for manufacturers warranties or any other mechanical or non-mechanical issues relating to the units listed or sold on our platform. Finance That will only be liable for warranties that are purchased from our platform only. Finance that will not be responsible for third party payment processors such as Paypal, Stripe or any other payment provider listed in our platform.

Reviews. You may be asked or want to place a review on a seller account, our ratings are from 1 – 5 stars. Reviews should be placed based on your interaction with the seller. You will be asked to explain your review and your review may be removed if it violates our company policies. If you are the seller and you wish to report the review then you may do so by clicking “report located within the review.

Platform Use. Finance That grants you the right to use the platform except to the following restrictions: modify, copy, publish, license, sell, or otherwise commercialize this platform or any information or software associated with this platform; (b) rent, lease or otherwise transfer rights to this platform; or (c) use this Application in any manner that could impair the platform or interfere with any party's use or enjoyment of the platform. You must comply with all applicable laws and third-party terms of agreement when using the platform.

Questions? Visit our FAQ or contact-us toll-free at 1-844-354-5454 or info@financethat.ca.