Get fast online financing for cars, trucks, RVs, ATVs, boats, trailers, powersports, and equipment across Canada. We provide flexible financing options for all credit types with competitive rates.
Browse thousands of listings or bring your own deal. FinanceThat helps connect you with flexible financing options for personal and commercial purchases.
Secure online application | Fast pre-approval | Canada-wide financing support.
FinanceThat supports buyers and businesses across Canada with flexible financing for cars, trucks, RVs, ATVs, boats, trailers, powersports, and equipment. Apply online from your province, browse marketplace listings, or bring your own dealer or private seller deal.
Whether you’re purchasing personally or for your business, Finance That makes it easy to apply and get approved with flexible financing options tailored to your needs.
*Rates vary based on credit profile, asset type, and lender approval.
By submitting, you agree to be contacted by Finance That via SMS and email about your application. To provide financing options, we may review your credit profile using a soft check that does not affect your score. You can unsubscribe anytime.
Browse cars, trucks, ATVs, RVs, and commercial equipment, all available with fast, flexible financing through the Finance That Marketplace.
Compare, and apply for financing in minutes, directly from any listing. Whether you’re purchasing personally or for your business, we make it simple to get approved and move forward without the back-and-forth.
Your credit is never unnecessarily shopped around, we match you with the right lender without impacting your profile.
Work with trusted dealers and vetted private sellers so you can move forward with confidence.
We verify ownership, check for liens, and ensure the asset is not reported stolen before you move forward.
Access key asset details and history so you can make informed decisions before completing your purchase.
Get matched with financing solutions tailored to your credit, asset type, and needs, personal or commercial.
Purchase from our marketplace or bring your own deal, we’ll help finance it and ensure everything checks out.
List your asset and connect with qualified buyers actively looking for financing through our marketplace.
Apply in minutes and we’ll match you with the right lenders and sellers, or finance a deal you already have.
Complete a secure online application in minutes. Start with an initial pre-approval check that does not affect your credit score.
We match you with the right lenders and connect you with verified dealers or private sellers — or work with a seller you already have.
Compare available financing options and choose the structure that fits your asset, budget, credit profile, and purchase timeline.
Complete the required paperwork, confirm your financing, and move forward with your vehicle, trailer, RV, boat, or equipment purchase.
Most applications are reviewed within 24–48 hours.
Our team supports you at every step of the process.
Your application is safe, private, and protected.
**Final approval, rates, terms, and funding timelines vary by lender, credit profile, asset type, and submitted documentation.**
Flexible short and long-term options based on your purchase and needs.
Options available based on your profile, lender, and asset type.
Choose weekly, bi-weekly, or monthly payments that fit your budget.
Pay off your loan early with most lenders without extra fees.
Wherever you are in Canada, FinanceThat helps you access flexible financing for personal and commercial purchases. From Ontario and Alberta to British Columbia, Quebec, Atlantic Canada, and the Prairies, you can apply online, browse listings, or bring your own dealer or private seller deal.
Yes. We work with a wide range of lenders to support all credit profiles — including prime, near-prime, and credit-building situations.
Yes. You can finance purchases from dealers or private sellers. We also verify the asset and seller to help ensure a safe transaction.
No. Your initial application does not impact your credit score.
Rates vary based on your credit profile, the asset, and lender terms. We work to match you with the most competitive option available.
We offer flexible financing options designed for self-employed individuals and non-traditional income situations.
This depends on your application, but typically includes identification, income verification, and asset details if applicable.
Down payment requirements vary based on your profile, the asset, and lender approval.
Down payment requirements vary based on your profile, the asset, and lender approval.
Yes. Your information is encrypted and securely processed.
Yes. You can bring your own deal and we’ll help finance it while verifying the asset and seller.
